Privacy Policy
Effective Date: January 1, 2026
Points Venture Consulting LLC operates the website https://pointsventure.com . This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site or use our services.
1. Information We Collect
We may collect the following types of information:
Personal Information: Name, email address, phone number, and any information you provide through forms.
Financial Profile Information: General information such as income range, credit score range, and financial goals (non-sensitive, self-reported).
Usage Data: IP address, browser type, device information, pages visited, and interaction data.
2. How We Use Your Information
We use the information we collect to:
Provide personalized credit and financial strategy recommendations
Communicate with you via email or messaging platforms
Improve our website and services
Analyze usage and performance
Comply with legal obligations
3. Affiliate Disclosure
Points Venture participates in affiliate marketing programs. This means we may earn commissions when users apply for financial products through links on our Site, at no additional cost to you.
4. Sharing of Information
We do not sell your personal data. We may share information with:
Service providers (email platforms, analytics tools)
Affiliate partners for tracking applications
Legal authorities if required by law
5. Data Retention
We retain your information only as long as necessary to provide services and comply with legal obligations.
6. Your Rights (GDPR - EU Users)
If you are located in the European Economic Area, you have the right to:
Access your personal data
Request correction or deletion
Object to processing
Request data portability
To exercise these rights, contact us at: advisor@pointsventure.com
7. Cookies
We use cookies and similar tracking technologies to enhance user experience and analyze traffic. You can modify your browser settings to decline cookies.
8. Data Security
We implement reasonable security measures to protect your information, but no method of transmission over the internet is 100% secure.
9. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for their privacy practices.
10. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.
11. Contact Us
If you have any questions, contact us at: advisor@pointsventure.com
Terms and Conditions
Effective Date: January 1, 2026
By accessing or using https://pointsventure.com, you agree to be bound by these Terms and Conditions.
1. Use of the Site
You agree to use this Site only for lawful purposes. You must not use the Site in any way that may harm, disrupt, or impair functionality.
2. No Financial Advice
The information provided on this Site is for educational and informational purposes only and does not constitute financial, legal, or tax advice. You should consult a qualified professional before making financial decisions.
3. Affiliate Relationships
We may receive compensation from financial institutions when users apply for products through our links. This does not influence our recommendations, which are based on general suitability.
4. No Guarantees
We do not guarantee:
Approval for any financial product
Specific financial outcomes
Accuracy or completeness of third-party information
5. User Responsibility
You are responsible for:
Providing accurate information
Evaluating financial decisions independently
Understanding the terms of any financial product you apply for
6. Intellectual Property
All content on this Site is owned by Points Venture and may not be reproduced without permission.
7. Limitation of Liability
To the fullest extent permitted by law, Points Venture shall not be liable for any damages arising from your use of the Site or reliance on its content.
8. Third-Party Services
We are not responsible for the actions or policies of third-party providers, including financial institutions.
9. Modifications
We reserve the right to update these Terms at any time. Continued use of the Site constitutes acceptance of changes.
10. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of Spain.
11. Contact
For questions regarding these Terms, contact: advisor@pointsventure.com